A prepaid funeral plan allows you to put aside funds for the funeral you want – nothing more or less. They’re available for you, for children, parents, siblings or dependants and they’re fixed at today’s prices, helping remove some doubt and financial risk from funeral planning.
How prepaid plans work
We start by identifying what you want: direct cremation, traditional send-off or an elaborate celebration of life (and everything in between). This allows us to create a realistic estimate for a prepaid plan.
Our professional fees are fixed at today’s prices so you won’t pay a penny more.
For third party costs, such as cemetery, crematoria, officiant or florist fees, we use your choices to estimate realistic costs and set this aside in your plan.
Families may face a shortfall depending on how much these costs rose between the plan and time of requirement. Equally, any funds left in the plan not used at the time will be refunded. The goal of prepaid plans is to remove the burden of financial responsibility and decision making to allow your family to focus on saying goodbye.
Golden Charter
William Purves works in partnership with Golden Charter, one of the UK’s largest funeral plan providers*. A 25–year track record and now working with 2900* independent funeral directors throughout the UK means they have the resources and experience to safeguard the money you set aside for a future funeral.
*Based on a Golden Charter analysis and independent research of the funeral plan market size as of December 2025.
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William Purves (Funeral Directors) Limited trading as William Purves Funeral Directors is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279)